Gender:
Age:
years old
First year premium: HKD
3,879
3,879
Equivalent to HKD 11 per day1
Limited time offer
Apply during the promotion period for a chance to enjoy up to 4 months’ premium refund^
HKD 1,292
HKD 1,292
Annual benefit limit
HKD 2,500,000
Lifetime benefit limit
HKD 10,000,000
Entitled ward class
General ward
(Upgradable to standard private room4 if using network service providers in Chinese mainland)
(Upgradable to standard private room4 if using network service providers in Chinese mainland)
Non-emergency treatment geographical limitation
- For designated illnesses2: Greater China3
- For disability other than designated illnesses2: Chinese mainland only
Emergency treatment geographical limitation
Worldwide
Access to quality medical protection across the Greater China region at an affordable premium!
Click to explore your estimated coverage under different illustrative medical scenarios#!
Hong Kong customer
Macau customer
Notes:
^Customer must successfully complete the application within the promotion period. For details, please refer to the AXA promotion leaflet, and is subject to terms and conditions.
#The examples of illnesses and corresponding treatment plans above are for reference only and do not constitute a recommendation, endorsement, or guarantee of any specific medical institution, physician, or treatment. AXA is not a medical service provider and does not provide any medical advice. All medical decisions should be made in consultation with a qualified medical professional.
*Coinsurance is the policy holder's share of eligible expenses as set out in the benefit schedule, and it doesn't cover costs above the plan’s benefit limits.
- The daily premium is calculated by dividing the standard annual premium per insured(excluding any levy, premium rebate, or discount) by 365 days. This daily premium is for reference only.
- Designated illnesses include Major Cancer, Severe Heart Attack / Myocardial Infarction, Stroke with Permanent Neurological Deficit, Other Serious Coronary Artery Disease, End Stage Kidney Failure, Open Chest Heart Valve Surgery, End Stage Lung Disease with Respiratory Failure, Open Surgery to Aorta, Major Head Trauma, End Stage Liver Failure, Severe Primary Cardiomyopathy, Benign Brain Tumour, Major Organ Transplant, Coronary Artery Bypass Surgery, Severe Parkinson’s Disease, Alzheimer’s Dementia and other Major Neurocognitive Disorders (Dementia) with Severe Cognitive Impairment, Percutaneous Transluminal Coronary Angioplasty, Carcinoma-in-situ, Early Stage Cancer, Endovascular Treatment for Cerebral Aneurysm, Severe Autism Spectrum Disorder, Major Surgery or Complex Surgery, and excludes all other illnesses.
- Greater China covers Chinese mainland, Hong Kong, Macau, and Taiwan.
- The upgradable entitlement to a standard private room means that the applicable adjustment factor due to the difference in ward class will be waived when choosing network service providers in Chinese mainland. This waiver is subject to pre-approval and availability. AXA reserves the right to amend the terms and conditions thereof from time to time without prior notice. In certain cases such as emergencies, the insured might not be entitled to such an upgrade.
- The assumed total medical expenses are based on AXA's internal data. The estimates are based on non-emergency medical scenarios and general ward charges, and are for reference only. Actual expenses will vary depending on the individual's circumstances.
- Actual reimbursement amount may vary depending on the severity, required treatment, and claim assessment for each case. AXA will only reimburse eligible expenses.
Disclaimer: